Whether you are a big-time or a small-time business owner SME, sufficient funds or capital is important to ensure that any business is able to operate smoothly. Every business would require funds, regardless of the stage and maturity of the business. Finances can be used for overcoming a cash flow issue due to the payment delay or failure for the services, shipment or goods. A business loan is also typically used for expansion purposes, which could be the opening of a new outlet, renovation, factory operation issues or even hiring of more staff.
But what if your business loan application gets disapproved or rejected by the bank? With the stringent requirements set, it is not surprising to have your application rejected. No doubt it can be discouraging. If this is the case, do not give up just yet. We are a licensed private money lender offering a wide range of financial services for both individuals and businesses with Kuala Lumpur and Selangor. Business loans are just one of the solutions we offer to businesses of varied industries and sizes.
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Unlike standard banking procedures which require you to submit a lot of documents and records to prove your company’s tenure and financial capability, our loan requirement are much simpler. We do need some documents, but they are far lesser, hence it takes a shorter time to process the approval and to disburse the cash to you. Our rates are competitive interest and we don’t need collateral or guarantors. You can even apply from us if you have a poor financial history due to bad CCRIS or CTOS records. Some may also opt for personal loan, to finance their business urgent cash needs.
You can also talk to one of our professional loan consultants on how you want to repay your loan. We offer long repayment periods but dependent on individual case by case basis. So, if you ever need cash quickly for your business or even need an emergency personal loan, Do Not Hesitate to Contact Us Today.